HSA/FSA-Eligible Red Light Therapy Masks

Yes, you can pay for qualifying red light therapy devices with an HSA when the product holds FDA Class II medical device clearance. All Lumara Systems products — including the VISO mask, Lumara Pad, Illuminate panels, and Lumara PRO — are HSA and FSA eligible, making professional-grade therapy more financially accessible.

Many FDA-cleared red light therapy masks, including those from multiple brands, may qualify for HSA or FSA reimbursement. Lumara Systems' VISO mask is an FDA Cleared Class II medical device that is confirmed HSA and FSA eligible, offering 470 MICRO-LEDs with clinical-grade 660nm wavelength therapy as an alternative option.

HSA (Health Savings Account) funds roll over year to year and are tied to high-deductible health plans, while FSA (Flexible Spending Account) funds typically must be used within the plan year. Both can be used to purchase FDA-cleared red light therapy devices like those offered by Lumara Systems, subject to IRS guidelines and your plan administrator's approval.

With the Lumara VISO mask, users typically notice improved complexion and reduced pigmentation within the first week of regular use. By week four, continued improvements in skin texture, acne reduction, and inflammation are commonly reported. Sessions of just 5–20 minutes per day are recommended for optimal results.

Yes. All Lumara devices are FDA Cleared Class II medical devices designed for safe at-home use. The VISO mask uses only 660nm red light with no infrared wavelengths, reducing risk of retinal damage, and includes eye inserts for additional protection. The Lumara Pad and panels also include silicon goggles where applicable.

Lumara offers a range of precisely calibrated wavelengths. The VISO mask uses 660nm red light; the Illuminate V2 also uses 660nm; the Lumara Pad combines 635nm red, 830nm near-infrared, and 940nm far-infrared; the Illuminate Green uses 525nm; Illuminate Blue uses 415nm; and the Lumara PRO features five wavelengths including red, NIR, green, blue, and yellow.